Speedway Business Gas Card: 7 Best Reasons It’s Worth It

The Speedway Business Gas Card is a strategic business tool for companies looking to automate fuel costs and maximize operating efficiency. Committed to serving fleets of any size, this card provides an array of features that extend far beyond basic fuel buys, giving companies control, savings, and informative data management.

In a day and age where fuel prices have the potential to greatly affect the bottom line of a business, the Speedway Business Gas Card becomes a solution that not only prevents costs but provides strong reporting and security capabilities as well. From running a small delivery company to operating a big transportation fleet, knowing the value of this card can lead to better financial decision-making and more efficient operations.

7 Powerful Reasons It’s Worth It

1. Significant Fuel Savings

Tiered Rebate Program

The Speedway Business Gas Card is not only a payment card — it’s an in-house savings program for businesses with fuel-based operations. By providing a tiered rebate program, Speedway incentivizes businesses that consistently fuel up. The more you purchase fuel, the more rebate:

• 1¢ per gallon for 1–499 gallons per month.
• 2¢ per gallon for 500–1,499 gallons.
• 3¢ per gallon for 1,500–2,999 gallons.
• 4¢ per gallon for 3,000–4,999 gallons.
• 5¢ per gallon for 5,000+ gallons.

These rebates can be redeemed at more than 7,500 Speedway and 7-Eleven locations nationwide, so it’s simple to take advantage of savings without modifying your habits or routes. For companies such as utility companies, delivery services, or construction fleets, these pennies soon tally up — adding hundreds or even thousands of dollars in savings each year, enhancing both short-term cash flow and long-term budgeting.

2. Improved Expense Management

Real-Time Tracking

Tracking fleet fuel usage can be a challenge if it isn’t backed up with reliable, up-to-the-minute records. With real-time transaction reporting through the Speedway Business Gas Card, managers can instantly see every fuel transaction. Each swipe is automatically recorded in detail by time, amount, and location, eliminating unauthorized use risks and allowing teams to stick within their budgets.

Detailed Reporting

Fleet managers get complete, itemized reports detailing fuel purchases by driver, vehicle, station, and transaction type. You’ll know exactly who bought fuel, where and when they bought it, and how much they paid for it — including fuel grade, taxes, and other fees. This level of detail enables you to spot inefficiencies, monitor performance, curb idle time, and maximize route planning. With the elimination of the headache of tracking down receipts, the system enables better-informed decision-making and more seamless operations.

3. Strong Security Measures

Driver Identification

A special ID or PIN is allocated to every driver of the Speedway Business Gas Card and should be used upon purchasing. Such additional protection restricts misuse or stealing by granting only those personnel having your authority use the funds.

Purchase Controls

Customizable rules can be made to suit spending controls of each cardholder based on company guidelines. Spend restrictions may include:

• Fuel type (i.e., regular only).
• Time of day or days of the week.
• Maximum dollar amount per purchase.
• Number of purchases per day.

These fine-grained controls not only lower risk, but also enforce effective fuel habits and prevent expensive actions such as personal use or off-route fueling.

4. Nationwide Acceptance

Extensive Network

The Speedway Business Gas Card is used at more than 95% of gas stations across the country, so your drivers are never out of reach from a place to fuel. That flexibility saves your drivers from unneeded detours and keeps them on the road efficiently. Your drivers won’t be confined to a single chain — they can refuel where it’s most convenient.

Additional Services

Apart from fuel, the card is accepted at more than 45,000 service and maintenance shops in the country. This enables you to consolidate vehicle-related spending — oil changes and tire replacement to minor repairs — onto one platform. Consolidating fuel and maintenance within one account helps businesses have a more comprehensive view of overall vehicle expenditure, minimize accounting hassles, and simplify vendor connections.

5. Streamlined Administrative Processes

Automated Accounting

Entering fuel receipts by hand is both time-consuming and error-prone. The Speedway system records all fuel transactions automatically, categorizes them, and keeps them in order, allowing for easier tracking by vehicle or department. With this efficiency, accounting staff has access to accurate, current information at their fingertips, eliminating end-of-month anguish and providing clean records for tax time.

Mobile and Online Access

Speedway has easy-to-use online and mobile platforms that let business owners and managers view account information from anywhere. Whether it’s checking driver activity, changing card limits, printing reports, or processing payments — all from a remote location with a couple of clicks. This ease improves operational efficiency and enables improved decision-making without the wait until you return to the office.

6. Scalability for Growing Businesses

Flexible Card Options

Speedway understands that every business is unique, and that’s why they provide several card options designed for different requirements. Whether you have a small firm with a few vans or a chain with hundreds of vehicles spanning the country, there is a card that suits your operations. The Business Fleet Card is ideal for companies that primarily fuel at 7-Eleven or Speedway, while the Business Universal Card gives wider access to most fueling stations throughout the nation — suitable for long-haul fleets or dispersed workforce’s.

Customizable Solutions

As your business grows, so should your fuel management tools. The Speedway Business Gas Card program can be tailored at every level — from establishing individual spending limits for each driver to modifying reporting options for multiple departments. You can also turn on alerts for high-dollar transactions, low fuel economy, or unusual activity. These tailored options allow your fuel program to grow with your business and continue to provide value, regardless of how your operations grow.

7. Dedicated Customer Support

Expert Help When You Need It

Operating a fleet and dealing with fuel costs can have their share of pitfalls, and to address this issue, Speedway has dedicated customer support for business account holders. In case you are in need of assistance with card settings, disputing transactions, lost cards, or report configuration, there are trained representatives on hand to respond quickly.

24/7 Support Options

Numerous services are accessible twenty-four hours a day, seven days a week, through online FAQs, live chat, or telephone support. Companies can also count on account managers to support them in on-boarding, growing their card program, or meeting particular requirements as they expand. Such support ensures easy business and peace of mind.

How to Maximize Rewards and Rebates with the Speedway Business Gas Card

Acquiring the Speedway Business Gas Card is a good move towards improved management of fuel expenses—but to maximize its value, businesses need to utilize it smartly. Whether you run a two-vehicle services crew or have a 50-truck fleet, these practical tips will assist you in maximizing card use, enhancing rebate earnings, and optimizing operations.

Fill Up Regularly at Speedway and 7-Eleven Locations

The simplest method to receive maximum rebates is by filling up at authorized Speedway and 7-Eleven stores. These are the locations where your tiered rebate program is implemented—up to 5¢/gallon for companies that buy more than 5,000 gallons/month.

Advantages of remaining loyal to these stations:

• Increased, guaranteed per-gallon rebates.
• Rapid rebate accumulation.
• Simplified tracking through one network.

Utilize this 7-Eleven Fuel Station Locator to plot out the closest fuel stops on your business routes. Get drivers to develop the practice of utilizing such preferred stops every day.

Centralize Fueling to Specific Days

Gas prices vary throughout the week, and research indicates that prices tend to be lower on Mondays and Tuesdays and higher on Fridays and weekends.

Wise practices include:

• Encouraging drivers to get gas early in the week
• Establishing company-wide fuel days to enhance cost visibility
• Skipping last-minute refueling, which tends to generate higher per-gallon prices
• This approach also helps you optimize each trip to the pump and reduce idle downtime.

Track Gallon Usage to Reach Higher Rebate Tiers

The Speedway Business Gas Card has a tiered rebate structure, so your rebate rate will rise with the amount of fuel:

• 1¢ per gallon: 1–499 gallons.
• 2¢ per gallon: 500–1,499 gallons.
• 3¢ per gallon: 1,500–2,999 gallons.
• 4¢ per gallon: 3,000–4,999 gallons.
• 5¢ per gallon: 5,000+ gallons.

Strategy tip: If you’re within 100–200 gallons of a higher tier near the end of the month, plan refueling in advance to cross the threshold and qualify for bigger savings.

Your account dashboard will show how close you are to the next rebate level. Don’t leave money on the table!

Establish Smart Purchase Limits

Purchase limits are among the card’s strongest features—and one of your best bets for reducing unauthorized use or employee abuse.

What you can set up:

• Time-of-day or day-of-week limits (e.g., no Saturday gas runs).
• Per-transaction fuel limits.
• Fuel-type restrictions (e.g., only unleaded).
• Zip-code or station-level use.

This level of control eliminates sharing cards, side jobs, and personal car gas runs—all of which cut into your firm’s budget.

Tip: Activate email or SMS alerts for any “unusual” transactions using the Speedway account portal.

Use the Mobile App and Online Portal Regularly

The Speedway Fleet Card system includes a mobile-friendly dashboard that lets you:

• Track transactions in real-time.
• Lock/unlock cards instantly if suspicious activity occurs.
• Assign or reassign Driver IDs.
• Make payments or set auto-pay.

Using the online tools consistently keeps you from being blindsided by charges or lost rebates. For busy managers or business owners on-the-go, the mobile portal becomes a valuable resource.

Review Reports to Maximize Routes and Behavior

Every month, you have detailed transaction reports that summarize:

• Fuel cost per driver.
• Gallons consumed per vehicle.
• Station locations and frequency.
• Time/date of purchase.

Use these reports to:

• Spot fuel-wasting vehicles or routes.
• Catch patterns of too much idling or over-fueling.
• Reward top-performing drivers who stick to approved stations.

When used correctly, these reports can reduce fuel consumption by 5–15% over time through smarter logistics alone.

Sync Data With Accounting Software

If you’re still entering receipts by hand—stop. The Speedway Business Gas Card integrates with major accounting platforms like:

• QuickBooks.
• Xero.
• FreshBooks.
• Sage.

This sync:

• Speeds up reconciliation.
• Reduces human error.
• Creates cleaner records for audits or tax season.

Paired with digital receipts and report exports, this consolidation saves time, effort, and headache.

Auto-Pay and On-Time Payment Setup

Pay your monthly balance timely to ensure:

• Ongoing rebate eligibility.
• Avoidance of late fees or interest charges.
• Better business credit with fleet card issuers.

Auto-pay options are found in your portal—just connect your business checking account and never be late on payments again.

Last Thought: Small Habits, Big Rewards

Maximizing your Speedway Business Gas Card use isn’t difficult—it’s about developing steady fueling habits, leveraging intelligent controls, and monitoring the figures. With time, these little practices amount to:

• Thousands each year in fuel cost savings.
• Simplified accounting.
• Less case of abuse.
• Increased operational effectiveness.

Under proper administration, this card is more than a payment tool—it’s a fuel strategy that evolves with your business.

How the Speedway Business Gas Card Compares to Competitors

Selecting the proper fuel card is critical for cost savings and operational effectiveness. Although the Speedway Business Gas Card has impressive functionality, it should be compared against other industry giants in the fuel card market to find the most suitable option for your fleet.

Speedway vs. WEX Fleet Cards

• Station Coverage: WEX Universal cards are accepted at 95% of U.S. fueling stations—the same as Speedway’s Universal option. WEX, however, seems to be more suitable for long-haul fleets requiring diesel or specialty fuel.
• Rebates: Speedway has simple tiered rebates (up to 5¢/gallon), while WEX has discounts at a few select stations only.
• Controls: Both have solid driver-level controls, but WEX’s platform has more integrations with telematics and fleet software.

Speedway vs. Fuelman

• Service Locations: Fuelman serves more heavy-duty truck stops and diesel stations.
• Fees: Fuelman cards tend to have monthly program fees and transaction fees, whereas Speedway has no setup fee and no annual fee for most of its cards.
• Ideal For: Fuelman might be more appropriate for mixed-fuel fleets, whereas Speedway is best for gasoline-powered fleets running regionally or nationally.

Speedway vs. Shell Fleet Card

• Brand Loyalty: Shell’s card promotes loyalty to Shell stations with greater rebates, but less acceptance points.
• Speedway Advantage: Companies that require flexibility between fuel brands might prefer Speedway’s Universal card due to its broader acceptance and service network.

Comparison Snapshot

Feature	Speedway Card	WEX Card	Fuelman Card	Shell Card
Rebate Max	5¢/gal	Varies by partner	Up to 10¢/gal*	Up to 6¢/gal*
Station Acceptance	95%+ (Universal)	95%+	50,000+	Shell & affiliates
Fees	Low / No Annual Fee	May apply	Often apply	May apply
Controls	Strong	Advanced	Moderate	Basic to moderate
Maintenance Coverage	Yes (45,000+ sites)	Yes	Yes	Yes

*Subject to terms, gallons, and specific promotions.

Conclusion

Though every fuel card has its advantages, the Speedway Business Gas Card provides a balanced mix of savings, security, and ease. It’s especially useful for small to mid-sized companies seeking low-fee, high-flexibility options. If your crew works on a combination of fuel brands and prefers total control, Speedway’s card is a hassle-free, dependable option.

Real-World Use Cases and Business Success Stories

Learning how the Speedway Business Gas Card helps real businesses can give you an appreciation of its true-world value. Whether you operate a fleet of two or twenty vehicles, this card is made to make things easier, save more, and have greater control.

Local Delivery Service: Saving Time and Money

• Example: An Ohio-based small courier firm operating 6 delivery vans started using the Speedway Business Gas Card to handle daily fuel costs.
• Results:
  • Earned 3¢ per gallon in monthly rebates, equating to $90/month in fuel savings
  • Reduced manual entry of receipts by 100% using automated reports
  • Set purchase limits to eliminate weekend misuse
• Owner’s feedback:
  • “We used to waste hours every week tracking down fuel receipts. Now, everything’s in one place and we’re saving money too.

HVAC Business: Improved Fleet Oversight

• Example: An Indiana regional HVAC service with a 12-vehicle fleet replaced the traditional PaceCard with the Speedway Universal Card for greater station access and improved security.
• Results:
  • Established customized limits for fuel-only transactions
  • Committed less fuel to theft by utilizing Driver ID authentication
  • Complemented their QuickBooks system for quicker accounting
• Manager’s insight:
  • “The Universal Card provided us with flexibility to fuel anywhere, which was a big plus. And we can track each technician’s fuel usage daily.”

Landscaping Company: Scaling Without Fuss

• Case Study: A landscaping company in Michigan expanded from 3 to 10 trucks in less than one year. They required a fuel system that could scale with them—without complicating things in the office.
• Results:
  • Scaled card issuance without hassle and with no setup charges
  • Allowed office manager to remotely manage card settings through the mobile portal
  • Utilized rebate savings to offset fuel price spikes during peak season
• Owner’s comment:
  • “We didn’t need to hire someone new just to track fuel. Speedway’s platform scaled with us and stayed simple.”

Why These Stories Matter

These success stories show that the Speedway Business Gas Card isn’t just about fuel—it’s about efficiency, control, and growth. Whether you’re a startup or an expanding fleet-based business, this card provides the tools needed to save time, money, and stress.

Conclusion: Is the Speedway Business Gas Card Worth It?

In the fast-paced, competitive world of business, controlling the operational costs—particularly fuel—means making or breaking the business. The Speedway Business Gas Card is specifically designed to provide business owners the means to grasp those costs with precision, flexibility, and convenience. It’s not only a card; it’s a wise fleet management tool.

With a multi-level rebate program providing up to 5¢ per gallon, this card returns dollars to your wallet each month. Whether fueling two vehicles or twenty, those savings quickly accumulate—particularly when paired with more efficient fueling habits and route optimization. For regional- or multi-state-operating businesses, the card’s national acceptance at more than 95% of gas stations, including Speedway and 7-Eleven, keeps drivers on route without wasting time making extraneous stops.

But the value isn’t just in savings. You get real-time monitoring, driver-level controls, and detailed reports that give you the power to make sound decisions about fleet performance. Establish limits, stop misuse, and remove the bother of chasing paper receipts. It’s all centralized, online-accessible, and easy to integrate into your accounting process.

Small business owners particularly value the program’s scalability. The more your company expands, simply add more cars, assign personalized Driver IDs, and increase controls—without needing to change platforms or providers. It’s the perfect long-term solution that continues to grow along with you.

Ready to Seize Control of Your Fuel Bills?
If saving money, optimizing operations, and streamlining fleet management are seriously on your radar, the Speedway Business Gas Card is the decision for you.

Begin earning rewards, enhancing control, and eliminating the hassle of fuel management—from day one.

Apply for the Speedway Business Gas Card here and give your business the edge it deserves.

Also Read: Holiday Gas Gift Card Balance: 7 Smart Tips to Check It Fast

Frequently Asked Questions